Coast FIRE & Barista FIRE Freedom Solver

Find the exact nest egg where you can stop saving for retirement and let compound interest do 100% of the heavy lifting.

Age & Annual Spending

Current Age

Traditional Retirement Age (e.g. 60 or 65)

Desired Annual Spending in Retirement ($)

Current Invested Net Worth ($)

Real Annual Investment Return (Post-Inflation %)

Full FIRE Target (4% Rule at Retirement)

$1,875,000 Total Nest Egg

Your Coast FIRE Number (Required Today)

$246,310 (You are 75% there!)

Barista FIRE Minimum Part-Time Annual Income Needed

$75,000 / yr ($6,250/mo)

Years Until You Hit Coast FIRE (At Current Savings)

4.2 Years to 100% Coast Freedom