Defined Benefit Cash Balance Pension Tax Solver

Underwrite pairing a Cash Balance pension plan with a safe-harbor 401(k) for high-income business owners and physicians, supercharging annual pre-tax retirement savings over $350k.

Owner Age & Net Self-Employed Income

Business Owner / Partner Current Age (Years)

Annual Business Net Pre-Tax Profit ($ USD)

Blended Federal + State Marginal Tax Bracket (%)

Pre-Tax Contribution & Tax Wiped

Maximum Annual Cash Balance + 401(k) Contribution

$318,000 Pre-Tax Contribution

Direct Annual Income Taxes Eliminated

+$139,920 / yr Direct Tax Slashed

10-Year Compounded Tax-Deferred Wealth (6% Return)

+$4,191,000 Pure Wealth Protected