Private Placement Variable Universal Life (PPVUL 0% Tax Hedge Fund Wrapper) Calculator 2026

Model institutional Private Placement Variable Universal Life (PPVUL) insurance contracts wrapping alternative assets (high-turnover hedge funds, private credit, crypto) eliminating 100% of income, dividend, and capital gains taxes.

Underwriting Assumptions

Principal Hedge Fund / Credit Allocation ($)

Gross Annual Strategy Return (%)

Ordinary Income Tax Rate Avoided (%)

Tax-Free Compounding Horizon (Years)

All-In PPVUL Insurance Wrapper Fee (bps/yr)

Projected Economics

Tax-Free PPVUL Ending Wealth

Standard Taxable Brokerage Wealth

Net Wealth Expansion via PPVUL