Private Placement Life Insurance (PPLI 0% Tax Hedge Fund & Crypto Wrapper) Calculator 2026

Model 0% income tax, 0% capital gains tax, and 0% estate tax drag on high-yield hedge funds, private credit, and crypto assets wrapped inside an institutional Private Placement Life Insurance policy.

Underwriting Assumptions

Hedge Fund / Private Credit Principal ($)

Gross Annual Investment Return (%)

Combined Ordinary Income Tax Drag (%)

PPLI Policy Drag & Mortality Cost (bps/yr)

Compounding Horizon (Years)

Projected Economics

Taxable Account Ending Wealth

PPLI Wrapped Tax-Free Ending Wealth

Net Cumulative Tax Drag Eliminated